My Insurance Will Not Pay
We found out last week that our insurance will not pay for laser on my daughter's H. The letter they sent us said the plan excludes cosmetic or reconstructive surgery. I was ready to argue about the cosmetic part but I don't know how to appeal the reconstructive part because it really is reconstructive. Does anybody have any tips on how to write an appeal to the insurance company?
ps. It is a small, superfical H on her nose.