This can often be something covered by insurance. It does often take appealing if insurance co. deny original claim. We have an Insurance Expert that can help you through this if needed.
It is pretty common for specialists and physicians in general to say these are nothing to worry about when referring to hemangiomas. And many times they are "nothing to worry about"...but there are cases that are serious or concerning.
It does appear to be a hemangioma...but a physician needs to be able to tell you this first hand.
As far as treating it or not... this is up to you. You need to follow your instincts on what you feel is best. Seeking opinions, researching and making a plan.
Good luck. Also...take advantage of the ask the experts.
VBF Director of Family Services
vbfadvocate @ live. com (no spaces)